PRIVACY STATEMENT


The following policy explains how we gather and use personal information in detail. This policy may change from time to time and seattletacomacarloans.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact info@seattletacomacarloans.com.

By registering and using this Site, you signify your acceptance of this Policy. If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in "Opting-Out of Further Communications:"

Consent to Check Credit
By submitting your information for a car financing quote, you certify that all of the statements in this application are true and complete and are made for the purpose of obtaining credit. You expressly agree to provide and/or authorize seattletacomacarloans.com and/or lending, automobile dealer, or affiliate partners to obtain such additional information as may be required, including checking your credit report or FICO score in order to complete the processing of your application. You understand that checking your credit report may produce an “inquiry” to appear on your credit report.

seattletacomacarloans.com forwards this application and your financial information to one or more third party lenders, dealers, or others that may be able to offer you, or assist you in finding, financing that meets your needs. Some of these affiliates may offer or arrange dealer financing rather than a direct loan from a lender.

BY SUBMITTING THIS APPLICATION, YOU AUTHORIZE YOUR FINANCIAL INFORMATION TO BE FORWARDED AS ABOVE-DESCRIBED. YOU FURTHER AUTHORIZE THOSE THIRD PARTY LENDERS, DEALERS, OR OTHERS WHICH ARE FORWARDED THE APPLICATION TO SHARE INFORMATION IN YOUR APPLICATION, AND ANY OTHER CREDIT INFORMATION THEY OBTAIN, WITH OTHER THIRD PARTIES WHO MAY BE ABLE TO OFFER OR ARRANGE FOR A DIRECT LOAN OR DEALER FINANCING.

Registration:
seattletacomacarloans.com collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests. Examples of PII that may be requested include: first and last name, address, email address, and telephone number. Anybody completing and submitting any of the forms (including our newsletter) on the seattletacomacarloans.com domain is considered a "registrant." In addition, seattletacomacarloans.com may collect your IP address and information through use of electronic "cookies."

When you register with seattletacomacarloans.com you automatically consent to registration in all the other online properties in the seattletacomacarloans.com network (collectively, the "Network Sites"). Accordingly, seattletacomacarloans.com may share registrant PII with the Network Sites.

By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.

Use and Sharing of PII
seattletacomacarloans.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a credit related company or companies); (2) s disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that seattletacomacarloans.com may change this Policy at any time and therefore seattletacomacarloans.com may in the future use registrant PII for additional purposes not currently included in this Policy.

Also, seattletacomacarloans.com may share registrant PII with its partners, sponsors, advertisers, service providers and marketers’ lookup and reference services and any other entities that seattletacomacarloans.com believes are able to provide registrants with special offers and opportunities. Note that although seattletacomacarloans.com advises everyone who receives Registrant PII from seattletacomacarloans.com to support this Policy, seattletacomacarloans.com has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.

As a condition of registration, registrants agree that seattletacomacarloans.com may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that seattletacomacarloans.com may share your PII with such entities, you may not register on seattletacomacarloans.com, and if you are already registered, you must immediately terminate your account, by following the instructions in "Opting-Out of Further Communications."

Additionally, seattletacomacarloans.com may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants

Finally, seattletacomacarloans.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of seattletacomacarloans.com, the Network Sites or other registrants of this Site.

Who Owns the Auto Loan Application Data?
Once it is received in our database, auto loan information, including your name, e-mail address, home address and financial/credit status information becomes the property of seattletacomacarloans.com. This information is passed on to dealers, fulfillment and marketing partners and affiliates. Once one of these entities receives this information, it becomes the subject to their respective privacy policy, in addition to seattletacomacarloans.com. Our accredited dealers and/or lenders use this information to process your request and provide valuable services. Any request to opt out of future dealer communications must be made directly to the dealer.

Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through (seattletacomacarloans.com domain), the user hereby grants written permission to seattletacomacarloans.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at seattletacomacarloans.com you are consenting to receive phone calls from seattletacomacarloans.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.

Third Party Offers:
By registering at seattletacomacarloans.com you may receive follow-up contacts/offers from third party companies. We cannot be responsible for the services or representations of third party advertisers.

Links to Other Sites:
seattletacomacarloans.com contains links to other sites. We are not responsible for the privacy practices or] the content of such web sites.

Security, Fraud, and Abuse:
This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. seattletacomacarloans.com regularly reviews these measures to better protect you.

Opting-Out of Further Communications:
seattletacomacarloans.com registrants may opt-out of receiving further communications from seattletacomacarloans.com. Registrants may, at any time, choose not to receive promotional emails from seattletacomacarloans.com or the Network (1) following the "unsubscribe" instructions in any seattletacomacarloans.com e-mail received by registrant, or (2) writing to info@seattletacomacarloans.com Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on. Please read the email carefully to find out which list you are unsubscribing from.

Must Be 18 Years or Older:
seattletacomacarloans.com or its Network is neither intended for, nor directed to, children under the age of 18. If seattletacomacarloans.com learns that a person who registers on the Site is under the age of 18, seattletacomacarloans.com will promptly delete that individual's registration.

Transfer In Certain Circumstances:
In its sole discretion, seattletacomacarloans.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of seattletacomacarloans.com and/or Network Sites.

Change in Policy:
seattletacomacarloans.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, seattletacomacarloans.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at unsubscribe@seattletacomacarloans.com

Ohio Residents:
The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Wisconsin Residents:
Wisconsin law provides that no provision of a marital property agreement, a unilateral statement under the marital property law, or a court decree, will adversely affect a creditor’s interests unless the creditor, prior to the time the credit is granted, is furnished with a copy of the agreement, statement or decree or has actual knowledge of the adverse provision. If you are making this application individually and not jointly with your spouse, you understand that Wisconsin law requires that your spouse be given notice of this credit obligation.

Consent for Electronic Documents Under the Electronic Signatures in Global and National Commerce Act:
Introduction: You are submitting a credit application for an auto loan with our online direct lenders ("Application"). In order to continue this process, our lenders must provide you with certain disclosures, notices, information and documents related to your Application ("Documents") electronically. This Consent for Electronic Documents informs you of your rights when receiving these Documents electronically. By agreeing to receive Electronic Documents, you acknowledge receipt of this Consent for Electronic Documents, and agree to the electronic delivery of such Documents via the internet to the e-mail address designated on your Application. Please note, if you are approved for a loan, loan packages may be mailed via overnight delivery.

Hardware and Software Requirements:
Before you decide to receive your Documents electronically, you must determine if you have the necessary hardware and software described below to access and retain these Documents. To access and retain your Documents electronically, you may need such software as Adobe Acrobat Reader. It may be downloaded here (download Adobe Acrobat Reader)

Withdrawing Consent:
You may withdraw your consent to receive your Documents electronically at any time by contacting the direct lender, whose number will be supplied to you on your notice of approval or decline. With the exception of email communications, our lending partners may continue the loan process in non-electronic form to online direct lenders at no charge. If you decide to withdraw your consent, the legal validity and enforceability of prior electronic Documents will not be affected, and you will not have the option to later receive your Documents electronically.

Copies:
If you wish to obtain a paper copy of any of the Documents, you may call the declining lender whose direct contact information will be given to you on your approval or decline notice from the lender and request a copy at no charge.

Updating Your Contact Information:
To update your electronic or mailing address, contact the direct lender by mail or telephone at the number given to you on the approval or decline information sent to you in your original communication from the lender.

Consent and Acknowledgment:
BY COMPLETING THE APPLICATION, YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE ELECTRONIC DOCUMENTS IN THE FORMAT DESCRIBED ABOVE, AND YOU CONSENT TO HAVING DOCUMENTS PROVIDED TO YOU ELECTRONICALLY VIA E-MAIL.

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